Is a Stated Income Loan Right for Your Company?

Financing is a crucial component of success for any business. Whether you are trying to launch a startup or searching for a flexible financial solution to enrich an existing company, a stated income commercial real estate loan could be the ideal solution. Infinito Services offers this avenue of financing. With competitive terms, our stated income loans are beneficial for businesses of all types and sizes.

What Is a Stated Income Loan?

A stated income commercial real estate loan is a flexible avenue of financing that can be used for any reason. You are free to use the money to refinance, consolidate debt, purchase equipment or property and build inventory as needed. Stated income loans are typically easier to qualify for than traditional avenues of financing because they determine eligibility based on property value rather than credit history. Your business qualifies for a stated income loan if it owns a property with a value exceeding the cost of its expenses. Stated income loans are often approved quickly because they require less paperwork than traditional loan solutions.

What Are the Benefits of Stated Income Loans?

While flexibility is the primary benefit of stated income loans, they also offer other benefits. If you have a credit score of at least 600, you will qualify for the following benefits with a stated income loan from Infinito Services.

  • Self-employment and W-2 documentation
  • Loan amounts up to $500,000
  • 65% LTV for commercial properties
  • 70% LTVĀ  for investment and owner-occupied properties
  • 75% LTV for mixed-use and multi-family properties
  • 25-year terms with fixed rates

Contact Us

Flexible financing allows you to grow your business in any way you deem fit to improve your business. A stated income commercial real estate loan is a great way to enrich your business. If you are interested in securing this avenue of financing to grow your company, contact Infinito Services today.